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- PayItLater
PayItLater
Instalments
4
Instalment frequency
Weekly
Maximum Credit
$1k
PayItLater
Instalments
4
Instalment frequency
Weekly
Maximum Credit
$1k
Pros and Cons
For PayItLater
Benefits
Drawbacks
- Late payment fees
- Not signed up to BNPL code of practice
- Available for limited purposes
PayItLater Rate Buy Now Pay Later overview
For PayItLater
Product
Instalments
4
Instalment frequency
Weekly
Maximum number of instalments
4 Payments in 4 weeks. Initial payment of 35% of purchase price when the order is placed, plus 3 equal weekly instalments.
Credit limit
$1k
Credit check performed
Minimum interest rate
Maximum interest rate
Reward program
Fees
Minimum establishment fees
Service fee is charged on top of order cost
Maximum establishment fees
9.9%
Minimum late payment fees
$10
$10 is charged if you fail to pay within 24 hours of the due date. If you do not pay within 7 days, a further default fee of $10 is charged.
Maximum late payment fees
$20