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  4. Payright

Payright

    Instalments

    Instalment frequency

    Fortnightly

    Maximum Credit

    $20k

    Payright

      Instalments

      Instalment frequency

      Fortnightly

      Maximum Credit

      $20k

      Pros and Cons

      For Payright

      Benefits

      • No late payment fees
      • Signed up to BNPL code of practice

      Drawbacks

      • Available for limited purposes

      Payright Rate Buy Now Pay Later overview

      For Payright

      Product

      Instalments

      Instalment frequency

      Fortnightly

      Maximum number of instalments

      Can pay fortnightly or monthly up to the lifetime of your plan (max 60 months)

      Credit limit

      $20k

      Credit check performed

      Minimum interest rate

      Maximum interest rate

      Reward program

      Fees

      Minimum establishment fees

      Establishment fee charged is spread over the lifetime of your of your plan.

      Maximum establishment fees

      $89.95

      Minimum late payment fees

      Late payment fees are capped at the lower of 10% of your approved credit limit or $250.

      Maximum late payment fees

      $250

      Minimum ongoing payment fees

      Monthly account keeping fee paid with repayment frequency and is not duplicated if you have more than one plan.

      Maximum ongoing payment fees

      $3.5 monthly

      Support

      Mobile app available

      Apple Pay

      Google Pay

      Samsung Pay

      Card available