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- Low Rate Visa Credit Card
Australian Mutual Bank Low Rate Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
10.49%
Balance transfer rate
10.49%
Annual fee
$30
Australian Mutual Bank Low Rate Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
10.49%
Balance transfer rate
10.49%
Annual fee
$30
Pros and Cons
For Australian Mutual Bank Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Australian Mutual Bank Rate Credit Card overview
For Low Rate Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$40,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Australian Mutual Bank Ltd to view Target Market Determination.
Fees
Annual fee
$30
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$25
Over limit fee
Duplicate statement fee
$6
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
10.49%
Cash advance rate
15.49%
Cash advance fee
15.49% or $4
Balance Transfer
Balance transfer rate
10.49%
Transfer limit
40000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2% on Visa
Overseas charges
$4
Estimated ATM cost
$10
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$20,000
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
