- Home
- Credit Cards
- Macquarie Credit Union
- Visa Credit Card
Macquarie Credit Union Visa Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
12.99%
Balance transfer rate
6.95%
Annual fee
$30
Macquarie Credit Union Visa Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
12.99%
Balance transfer rate
6.95%
Annual fee
$30
Pros and Cons
For Macquarie Credit Union Visa Credit Card
Benefits
- 6.95% p.a on balance transfers for 6 months and then 12.99% p.a.
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Macquarie Credit Union Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Macquarie Credit Union to view Target Market Determination.
Fees
Annual fee
$30
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$5
Duplicate statement fee
$1
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
12.99%
Cash advance rate
12.99%
Cash advance fee
Balance Transfer
Balance transfer rate
6.95%
Transfer limit
30000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2% on Visa
Overseas charges
Estimated ATM cost
$6
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
