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- Lifestyle Plus
Qudos Bank Lifestyle Plus
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
4.99%
for up to 5 months, then 16.35%
Balance transfer rate
4.99%
Annual fee
$0
Qudos Bank Lifestyle Plus
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
4.99%
for up to 5 months, then 16.35%
Balance transfer rate
4.99%
Annual fee
$0
Pros and Cons
For Qudos Bank Lifestyle Plus
Benefits
- 4.99 p.a. on purchases for 5 months then 16.35 p.a.
- 4.99% p.a on balance transfers for 5 months and then 16.35% p.a.
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
- Special events
Drawbacks
- No reward program
Qudos Bank Rate Credit Card overview
For Lifestyle Plus
Details
Card level
Standard
Card type
Visa
Interest free days
46
Minimum monthly repayment
2% or $20
Minimum credit limit
$1,000
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
4.99%
for up to 5 months, then 16.35%
Cash advance rate
16.35%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
4.99%
Transfer limit
20000
max card limit
Balance transfer fee
$5
Overseas spending
Foreign exchange fee
3.65% on Visa
Overseas charges
$2
Estimated ATM cost
$12.95
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
SPECIAL EVENTS
