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- Visa Platinum Credit Card
Qudos Bank Visa Platinum Credit Card
- Balance transfer
Purchase rate p.a.
4.99%
for up to 5 months, then 19.49%
Balance transfer rate
4.99%
Annual fee
$199
Qudos Bank Visa Platinum Credit Card
- Balance transfer
Purchase rate p.a.
4.99%
for up to 5 months, then 19.49%
Balance transfer rate
4.99%
Annual fee
$199
Pros and Cons
For Qudos Bank Visa Platinum Credit Card
Benefits
- 4.99 p.a. on purchases for 5 months then 19.49 p.a.
- 4.99% p.a on balance transfers for 5 months and then 19.49% p.a.
- Rewards Available through Qantas Frequent Flyer
- International travel insurance
- Free supplementary cards
- Concierge
- Special events
Drawbacks
- Higher than average ongoing annual fee
Qudos Bank Rate Credit Card overview
For Visa Platinum Credit Card
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $20
Minimum credit limit
$6,000
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination.
Fees
Annual fee
$199
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
4.99%
for up to 5 months, then 19.49%
Cash advance rate
19.49%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
4.99%
Transfer limit
20000
max card limit
Balance transfer fee
$5
Overseas spending
Foreign exchange fee
Overseas charges
$2
Estimated ATM cost
$12.95
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Promoted credit card products
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Annual fee
$0
Australian Credit Licence 286655
Fees & charges apply
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Annual fee
$58
Australian Credit Licence 234527
Fees & charges apply
David Jones Premiere credit card
- Apple, Google & Samsung Pay
- Low annual fee
Purchase rate p.a.
23.99%
Annual fee
$99
ANZ Rewards Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
$375
Australian Credit Licence 234527
Fees & charges apply
Product data updated on 17 May 2024